Prepaid Legal Services as legal defense?
I was approached to buy a Prepaid legal membership. In general that seems like a good idea to me, but it would be nice to know if anyone in here is members? And also, if it would be a good to use in defense to a shooting and its aftermath?
The guy selling me this did not know about it so I have contacted the corporate office and as I wait for a respond I figured I should check with you guys.
Here is the main page
The cost is $26 a month and here is the section of "Trial services":
"Trial Defense Services
Lawsuits cause tremendous emotional and financial stress. Your Pre-Paid Legal membership offers assistance when you need it most.
Up to 75 hours of lawyer time...
During your first membership year, you have up to 75 hours of your Provider Lawyer's time at no additional cost when you or your spouse is named defendant or respondent in a covered civil or criminal action filed in a court of law. The criminal action must be one which arises out of the direct performance of the covered person's employment activities. Your Provider Firm can advise you of the documents required to determine coverage under this benefit.
Of these 75 hours, up to 17.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time including covered criminal preliminary hearings.
Your hours of service increase...
When you renew your membership, your hours of lawyer time increase as follows:
2nd year renewal: Up to 140 hours of assistance at no additional charge including up to 23 hours of pre-trial time.
3rd year renewal: Up to 205 hours of assistance at no additional charge including up to 28.5 hours of pre-trial time.
4th year renewal: Up to 270 hours of assistance at no additional charge including up to 34 hours of pre-trial time.
5th year renewal: Up to 335 hours of assistance at no additional charge including up to 39.5 hours of pre-trial time."