I envision a slippery slope here. I see the premiums being a factor of what type of gun one buys. Will premiums be level, or will owners of EBR's pay more than someone who owns a 2" .38? I also envision "uninsurable guns" much like some homeowner's policies won't insure your home if you own a certain breed of dog. Will "assault rifles" even be insurable? Enter the politics of semantics and political correctness. The Victim's Compensation Fund could have payouts to the families of gangbangers who were shot commiting a crime - all determined by a judge or a panel of Sheeple who can't even spell the word "justifiable."
On a side note, the article references only 192 justifiable homicides? That sounds like another fabricated statistic. The NRA magazine alone lists 8-10 every month, and those are only the ones the editor allowed to be printed! The other 88 must have been posted here by CT-Mike! BTW Mike, a hearty THANK YOU FOR YOUR POSTS!