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For me I keep the following points crystal clear.
I reload b/c it saves me money and it's fun. My reloads are great range fodder and there is pride in working up a good load. I shoot a lot of them and so that couple of cents/round that I save adds up.
For SD ammo, I choose a quality factory load. I don't shoot high quantity (just enough to make sure it functions reliably in my gun) and so the vastly higher cost is NO ISSUE for me. I think the civil liability issue is valid. I ask those who carry at my church to also carry only a factory SD (preferably what LEO's use). Why take a chance with BG's momma suing me for working up my own ultra-death-inducing load when I can just gop factory for EDC?
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God is love (1 John 4:8)
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