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Remington 870 or Mossberg 500/590 with an 18" barrel will be sufficient for home defense either in 12 or 20 gauge. I personally won't go with anything else other than 12 gauge, but that is just me. If recoil is an issue for you, there are reduced recoil loads available. The 870 and 500 are probably the most two popular pump action shotguns around with near infinite aftermarket accessories. I chose to replace my 870 with a Benelli Super Nova Tactical as my primary HD weapon. For the price you get a lot of gun with the Super Nova,
Ghost ring sights
Polymer coated steel receiver that resists rust and corrosion
Chrome lined bore
Ability to field strip without tools (except have to remove the stock to remove trigger group)
Accessories for the Super Nova are much more limited than the 870 and Mossberg 500, but there isn't much that is needed other than maybe a mag tube extension.
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USMC rule # 23 of gunfighting: Be polite, be professional, but have a plan to kill everyone you meet.
Check out blog reviews of the guns I own at,
http://www.myspace.com/akgunnut
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