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I have been carrying a S&W 38sp. 642 revolver in a Mika pocket holster with great comfort. The holster stays in the pocket when I draw the gun and does not print. Although I usually wear cargo shorts or pants, the revolver also fits well in regular docker type pants. I recently bought a Walther P99c, which I think is probably about the same size as your XDsc. Because I find IWB carry to be uncomfortable, and given that I live in Florida and never wear an outer concealment garment, plan to pocket carry the P99c in a Mika pocket holster, which Bob Mika is customizing for me. It may be that your XD is too large and heavy for pocket carry, but I suggest that you call and discuss it with him. He is very knowledgable and a nice guy.
Ron
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