Firstly - Welcome to the forum. Glad that you decided to join in.
Properly Applied Hard Chrome is pretty Indestructible.
Stainless steel will "burnish" but, can easily be put back to original as Stainless is not a finish but, is solid Stainless steel.
Gun Blue...Black Oxide...Parkerizing & GunKote will eventually show wear at the firearm contact points in leather or Kydex.
It's unavoidable...especially if you intend to practice drawing your firearm.
Which you should.
