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I use both. I use a thumb break at times both IWB and OWB. They are no issue to me, and don't slow anything down at all.
Many try to push the thumb break with their thumb to unsnap it first, then grip the gun ..... don't..... you just slide your hand down onto the gun like normal with your thumb pushing in between the 2 parts as you put your hand on the gun (normal motion) , and it unsnaps as you do. It's no slower or quicker than an open holster.
I've had a gun , in a good fitting / retaining open holster, fall out .... and consequently in some circumstances definitely want the thumb break. Some brands of holsters for some of my guns, I can't find it with a thumb break or they would have one too.
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