gunthorp

Here's to a bottle of Glenlivits for MitchellCT

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Don't dither. The nick of time comes just before the moment lost.

DaveH

My problem with this service is the statement

As I posted earlier, that's the main problem, here in Virginia.

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Μολὼν λαβέ

I'm just one root in a grassroots organization. No one should assume that I speak for the VCDL

BTW -- I am neither a lawyer, nor I do not play one on television or on the Internet. I hope no one assumes that I am giving legal advice

Veni, Vidi, Velcro

MitchellCT

GLENFIDDICH

Not Glenlivet

GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH GLENFIDDICH

or Balvenie...

gunthorp

I believe the NRA legal insurance is only for a criminal defense in a justifiable self-defense, and costs around $150/yr. I don't know how to insure against the civil aftermath. The $5000 from membership in ACLDN is a good start, perhaps. The access to local attorneys which you can vet is a plus also.

If I could afford it I could spell it...can you say Chivas?

__________________
Don't dither. The nick of time comes just before the moment lost.

tmizzi

Umbrella insurance is good on many levels and it is relatively cheap (I just got a $1 million policy for something like $140 a year) but those of you in states with strong castle doctine laws with the "no litigation" language shouldn't be needing it for a self defense civil matter. However, it is still a smart buy for many other reasons. If anyone wants to read a typical umbrella policy before contacting an agent just let me know and I will post one from Erie.

By the way, I am not an insurance agent or related to that industry in any way. I just happen to have updated all of my policies in the last few weeks and I looked at all of the policies (and asked many questions of my agent) from a gun owners perspective.

__________________
To all you current and former military ... thank you for your service! Let no one forget that the sacrifices you have made allow us the freedoms we enjoy.

DaveH

OTOH -- I have a few bottles of pre-'89 Dallas Dhu still squirreled away, if you're ever down this way.

__________________
Μολὼν λαβέ

I'm just one root in a grassroots organization. No one should assume that I speak for the VCDL

BTW -- I am neither a lawyer, nor I do not play one on television or on the Internet. I hope no one assumes that I am giving legal advice

Veni, Vidi, Velcro

tmizzi

Damm ... you can't even be nice when someone offers to buy you a bottle of scotch.

__________________
To all you current and former military ... thank you for your service! Let no one forget that the sacrifices you have made allow us the freedoms we enjoy.

DaveH

Did you check it for an exclusion of deliberate acts resulting in a claim, or legese of that sort?

__________________
Μολὼν λαβέ

I'm just one root in a grassroots organization. No one should assume that I speak for the VCDL

BTW -- I am neither a lawyer, nor I do not play one on television or on the Internet. I hope no one assumes that I am giving legal advice

Veni, Vidi, Velcro

tmizzi

I sure did. The legalese that had me question (as you did) was in their "What We Do Not Cover - Exclusions" section item 2. (I tried to upload the pdf of the policy for all but it was larger than the DC file size limit so if you want it PM me). I followed up and asked my agent to clarify this in writing and his reply (as excerpted from an email) is as follows:

Hope this helps.

__________________
To all you current and former military ... thank you for your service! Let no one forget that the sacrifices you have made allow us the freedoms we enjoy.

carry ok

the guy (presumed) was rude and insulting from the outset. He has indicated that he is an either an alcoholic, or at the least a regular imbiber. Heck, I enjoy Scotch also, The Glenlivit Glenlivit Glenlivit in my case. However, other than my own mention for this caricaturized post, I find the Counselor's propensity toward publicizing his first year law school drinking exploits rather sophomoric, and cliche. Other than that I am very impressed with him.

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