Open Carry at TD Bank - Police Called

sirfarmer · July 21st, 2009, 05:52 PM

Just thought I would share my open carry story today. I am licensed in many states to carry and conceal carry. I work at a resort in the lakes region of New Hampshire and part of my duties include taking the business deposits to the bank. I frequent two banks in town - Ocean Bank & TD Bank. I have been visiting both banks with large cash deposits for several months now - openly carrying (holstered and secured) my Beretta PX4.

When I arrived at TD Bank in Wolfeboro, New Hampshire I went about my business. The bank was empty except for tellers and managers. I had a friendly conversation with the teller as she counted the money and completed the deposit.

The bank manager, Cecile Chase, tapped me on my back. I was a little shocked that she had crept up behind me but was not too alarmed. She yelled out that I was not allowed to carry a gun into the bank. She also barked out that I was breaking federal law because (brining a gun into the bank). I calmly introduced myself formally and explained I was making large cash deposits. I explained the gun was for my safety and I was no different than armed couriers in this state. She again reiterated that I was breaking the law and said the next time I would be arrested. I again informed her that I was licensed to carry in this and many other states and frequently carry into her bank and other banks in the area. She was unphased and said the police had been called. I thanked her for her time and asked for her business card, which she provided, when I left.

I waited outside for ten minutes but the police did not arrive. I decided to head over to the police station. I secured my Beretta in the vehicle and asked to speak to the Chief of Police. I spoke with a detective and the chief at length, and while there are no local nor federal provisions prohibiting it, he suggested I do a better job of "concealing" my gun. He also said TD Bank is a private business and can refuse service to anyone. He affirmed that I would not be arrested unless they cited me for some sort of trespassing complaint, though I doubt it will go that far.

Should you wish to contact Ceclia Chase about her no-gun policy in her bank, her contact details are below:

Cecile M. Chase
Vice President - Banking Center Manager
36 Center Street
Wolfeboro Falls, New Hampshire 03896
Bank Telephone: 603-569-8999
Bank Fax: 603-569-4453
Her Direct: 603-569-8996
Email: Cecile.Chase@tdbanknorth.com

I hope others will help me speak out about this. She said I would be receiving a letter from TD Bank security operations outlining the incident. If/when I receive I will post a summary here.

Regards,

Chris

Rob P. · July 21st, 2009, 06:04 PM

Since you a depositor with the bank I do not know how they can refuse you admittance. Thus, I do not see how you can be "trespassing" if you enter with an openly carried firearm. However, I could be wrong and you should verify before you trust so to speak.

I would also write the president of the bank and explain that you, as a depositor, have been made to feel unwelcome at their bank by Ms. Chase. I would explain that you are licensed to carry the firearm and include the amount of money you consistently deposit with them and that you are a good and loyal customer of the bank. I would state the other things you mentioned such as security etc. Mention your post here in the letter.

Above all, be courteous and use good business language in your letter. If you receive a response a redacted version would be appreciated as a follow up thread.

jofrdo · July 21st, 2009, 06:08 PM

Is the bank branch posted "no guns" at the enterance?

The police never responded to her call? Maybe she hadn't really called them; just threatened you with having done so.

Will your employer react if contacted by the bank and told that their employee was "violating Federal law?" I think you should ask the branch mgr. to contact the bank's attorney and to have him/her tell you which Federal law you violated.

tinkerinWstuff · July 21st, 2009, 06:48 PM

If your employer is cool with you carrying while transporting these large funds; maybe the employer could threaten to do business with another bank? That would be awesome! Banks want large depositers like your employer right now more than they have in a long time. It would be cool if your boss could give the lady a few choice words...

retsupt99 · July 21st, 2009, 06:55 PM

Do they make the Brinks guards disarm, too?

V65magnafan · July 21st, 2009, 07:27 PM

I'm not too impressed with her method of sneaking up on you.

It's fortunate for her that she did not embarrass you in front of other customers.

Is this manager new, an import from New Jersey?

CyberGuyPR · July 21st, 2009, 09:06 PM

Quote:

Originally Posted by retsupt99

Do they make the Brinks guards disarm, too?

Why would Brinks personnel disarm? They are not crazy civilians with guns unlike the rest of us.

sirfarmer · July 21st, 2009, 09:18 PM

When I inquired how I was any different from a Dunbar or Brinks armed courier, she did not reply. When I spoke to the Chief of Police, it did not appear that she telephoned them prior to my arrival.

If I do not receive a satisfactory reply from TD Bank, we will most certainly switch banks.

There are no "no weapons" or "no guns" posted anywhere in the bank.

I believe she is a sheep from Massachusetts originally..where guns are forbidden. She could not cite any federal law or statute to support her claim that I was breaking federal law.

Apparently their bank was robbed two years ago. But this is a fairly small town (40,000 residents) and I personally know the tellers. Do you think I would rob a place where I'm known and do a majority of my banking?

Sigh...

tinkerinWstuff · July 21st, 2009, 09:28 PM

It will be interesting to hear how that turns out. Bunny recently had a thread on Best Buy where there was a similar OC issue and got the store manager straightened out. Hope you get the same result.

Tom G · July 21st, 2009, 09:47 PM

The fact is that the bank manager blew it and may lose a good customer in the process. If she was so worried about you having a gun why did she sneak up behind you and tap you on the shoulder. If you had been some one there to hold up the bank it might have been all over for the manager.

July 21st, 2009, 05:52 PM	#1
sirfarmer Member Join Date: May 2009 Location: Wolfeboro, NH Posts: 23	Open Carry at TD Bank - Police Called Just thought I would share my open carry story today. I am licensed in many states to carry and conceal carry. I work at a resort in the lakes region of New Hampshire and part of my duties include taking the business deposits to the bank. I frequent two banks in town - Ocean Bank & TD Bank. I have been visiting both banks with large cash deposits for several months now - openly carrying (holstered and secured) my Beretta PX4. When I arrived at TD Bank in Wolfeboro, New Hampshire I went about my business. The bank was empty except for tellers and managers. I had a friendly conversation with the teller as she counted the money and completed the deposit. The bank manager, Cecile Chase, tapped me on my back. I was a little shocked that she had crept up behind me but was not too alarmed. She yelled out that I was not allowed to carry a gun into the bank. She also barked out that I was breaking federal law because (brining a gun into the bank). I calmly introduced myself formally and explained I was making large cash deposits. I explained the gun was for my safety and I was no different than armed couriers in this state. She again reiterated that I was breaking the law and said the next time I would be arrested. I again informed her that I was licensed to carry in this and many other states and frequently carry into her bank and other banks in the area. She was unphased and said the police had been called. I thanked her for her time and asked for her business card, which she provided, when I left. I waited outside for ten minutes but the police did not arrive. I decided to head over to the police station. I secured my Beretta in the vehicle and asked to speak to the Chief of Police. I spoke with a detective and the chief at length, and while there are no local nor federal provisions prohibiting it, he suggested I do a better job of "concealing" my gun. He also said TD Bank is a private business and can refuse service to anyone. He affirmed that I would not be arrested unless they cited me for some sort of trespassing complaint, though I doubt it will go that far. Should you wish to contact Ceclia Chase about her no-gun policy in her bank, her contact details are below: Cecile M. Chase Vice President - Banking Center Manager 36 Center Street Wolfeboro Falls, New Hampshire 03896 Bank Telephone: 603-569-8999 Bank Fax: 603-569-4453 Her Direct: 603-569-8996 Email: Cecile.Chase@tdbanknorth.com I hope others will help me speak out about this. She said I would be receiving a letter from TD Bank security operations outlining the incident. If/when I receive I will post a summary here. Regards, Chris

July 21st, 2009, 06:48 PM	#4
tinkerinWstuff Distinguished Member Join Date: Jun 2008 Location: Colorado Front Range Posts: 1,206	If your employer is cool with you carrying while transporting these large funds; maybe the employer could threaten to do business with another bank? That would be awesome! Banks want large depositers like your employer right now more than they have in a long time. It would be cool if your boss could give the lady a few choice words... __________________ "Run for your life from the man who tells you that money is evil. That sentence is the leper's bell of an approaching looter. So long as men live together on earth and need means to deal with one another-their only substitute, if they abandon money, is the muzzle of a gun." Who is John Galt?

July 21st, 2009, 06:55 PM	#5
retsupt99 VIP Member Join Date: Jul 2006 Location: Central Florida Posts: 22,822	Do they make the Brinks guards disarm, too? __________________ "That I cannot do." "Give this to, uh, Clemenza. I want reliable people, people who aren't going to be carried away. After all we're not murderers in spite of what this undertaker thinks." *********************************** NRA Life Member

July 21st, 2009, 07:27 PM	#6
V65magnafan Member Join Date: Dec 2006 Location: (Near the Second Amendment But Unfortunately Not Affected By It) Posts: 102	I'm not too impressed with her method of sneaking up on you. It's fortunate for her that she did not embarrass you in front of other customers. Is this manager new, an import from New Jersey? __________________ NRA 2AF GOA CSSA CASD IDPA "The police cannot protect the citizen at this stage of our development, and they cannot even protect themselves in many cases. It is up to the private citizen to protect himself and his family, and this is not only acceptable, but mandatory." -Jeff Cooper

July 21st, 2009, 09:28 PM	#9
tinkerinWstuff Distinguished Member Join Date: Jun 2008 Location: Colorado Front Range Posts: 1,206	It will be interesting to hear how that turns out. Bunny recently had a thread on Best Buy where there was a similar OC issue and got the store manager straightened out. Hope you get the same result. __________________ "Run for your life from the man who tells you that money is evil. That sentence is the leper's bell of an approaching looter. So long as men live together on earth and need means to deal with one another-their only substitute, if they abandon money, is the muzzle of a gun." Who is John Galt?

July 21st, 2009, 06:04 PM	#2
Rob P. Member Join Date: Sep 2007 Location: In the sticks Posts: 393	Since you a depositor with the bank I do not know how they can refuse you admittance. Thus, I do not see how you can be "trespassing" if you enter with an openly carried firearm. However, I could be wrong and you should verify before you trust so to speak. I would also write the president of the bank and explain that you, as a depositor, have been made to feel unwelcome at their bank by Ms. Chase. I would explain that you are licensed to carry the firearm and include the amount of money you consistently deposit with them and that you are a good and loyal customer of the bank. I would state the other things you mentioned such as security etc. Mention your post here in the letter. Above all, be courteous and use good business language in your letter. If you receive a response a redacted version would be appreciated as a follow up thread.

July 21st, 2009, 06:08 PM	#3
jofrdo Senior Member Join Date: Jul 2006 Location: Chesapeake, Virginia Posts: 646	Is the bank branch posted "no guns" at the enterance? The police never responded to her call? Maybe she hadn't really called them; just threatened you with having done so. Will your employer react if contacted by the bank and told that their employee was "violating Federal law?" I think you should ask the branch mgr. to contact the bank's attorney and to have him/her tell you which Federal law you violated.

July 21st, 2009, 09:18 PM	#8
sirfarmer Member Join Date: May 2009 Location: Wolfeboro, NH Posts: 23	When I inquired how I was any different from a Dunbar or Brinks armed courier, she did not reply. When I spoke to the Chief of Police, it did not appear that she telephoned them prior to my arrival. If I do not receive a satisfactory reply from TD Bank, we will most certainly switch banks. There are no "no weapons" or "no guns" posted anywhere in the bank. I believe she is a sheep from Massachusetts originally..where guns are forbidden. She could not cite any federal law or statute to support her claim that I was breaking federal law. Apparently their bank was robbed two years ago. But this is a fairly small town (40,000 residents) and I personally know the tellers. Do you think I would rob a place where I'm known and do a majority of my banking? Sigh...

July 21st, 2009, 09:47 PM	#10
Tom G VIP Member Join Date: Nov 2006 Location: Central Florida Posts: 2,053	The fact is that the bank manager blew it and may lose a good customer in the process. If she was so worried about you having a gun why did she sneak up behind you and tap you on the shoulder. If you had been some one there to hold up the bank it might have been all over for the manager.

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