I always load he mag,chamber a round,set the safety on then top off the mag. Ready!.
I always top off my mags. AR P mags have a little extra room to load 30 and still reliable seated with the bolt closed. You can actually get 31 in them but it will not seat then and may affect reliability.
I don't top off. The "one more round" debate can be beat to death with no resolution. Even not topping off my Glock 30 I still have more rounds than a 1911, so does that make a 1911 risky to carry when you needed that ninth round? What if I need a twelfth round over the 11 my G30 could hold. How about a 13th round that my 12+1 6906 couldn't hold?
Go with the loading you're comfortable with and don't worry about the other guys.
Whatever amount of rounds my mag holds, I top it off and then, I'm always + up! Always!
I always load to full capacity and then top it off always have.
I always carry +1. From what I understand, no one has ever said after a gunfight "Gee, I guess I brought too much ammo."
Besides, many guns are advertised as "8+1" or "15+1" or whatever in capacity. That says to me that the manufacturer gives their blessing for loading +1. Why not take advantage?
I'm a +1 kinda guy.....I wanna give it my all, and then some, if I have to.
Advertised magazine capacity of a Glock 19 is 15 rounds, so I'm carrying 15 rounds in the mag.
If it wasn't intended to be carried with 15 rounds in the magazine, the advertised capacity should be specified as 14 rounds. :22:
Whether one "needs" another bullet regardless of mag capacity being 7, 8, 10 or 15 won't ever be discovered until its too late.
ETA a Glock magazine spring is about $6 if it needs replacement, I'll spring the $ for it. :hand34:
If I'm carrying a semi, it's topped off.
If I'm at the range, I don't bother.
But a 38 snub is my EDC and it's always at capacity. +1 isn't an issue.
Mine are always +1. The sole exception to that was my Sig P938 that would not feed the top JHP reliably with one in the chamber and a full mag. On that gun I simply fed it a full mag and chambered a round. With my Sig P365, I always carry it 12 + 1. Same for my HD guns that are mostly 17 + 1.