If you have a decently small gun and a good IWB holster, you're good to go. I wear the same thing and have concealed a J frame and a M&P compact. Just make sure your shirt doesn't ride up and you'll be fine. People are clueless
Tee shirt and jeans is perfect attire for IWB carry in my opinion. I am a huge fan of the Crosbreed Supertuck along with their belt. Don't think the Supertuck is just designed for cc with tucking your shirts in. I carry a Springfield XDm with the above four items (and tshirt untucked) everyday and have superior comfort and concealibility.
I love the invisble holster, also known as thunderwear. I can comfortably carry a Glock 34 and draw while seated in the car, have room for extra clip to, but awkward retrieving it, but the option is still there, plus its not awkward while in a rest stop stall......
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