Firstly, let me clarify...I don't yet have my CCW license. I am taking my class on Saturday. However, in anticipation of of receiving it, I am doing my due diligence in researching what the best IWB holster would be for me. I will be carrying a Smith and Wesson M&P9. I don't wear undershirts, and all of my clothes are fairly baggy as I've lost ~40 pounds in recent months. I like the fact that the holster completely shields your skin from the weapon. I will of course be purchasing a gun belt...looking at the Bigfoot specifically...but am looking for comfort and proper trigger protection as I eventually plan to carry chambered. My M&P doesn't have an external thumb safety, only the hinge trigger safety. What is the general consensus on this holster? I really like what I have learned thus far, but I'd like to get external opinions, as this forum seems to be extraordinarily well informed. Any input is greatly appreciated. Many thanks in advance.