No. All of my semi-autos are striker fired with no safety. Finger never goes inside the trigger guard until the gun is pointing towards the target. When gun is being brought off target, trigger finger leaves trigger guard and rests along frame. Gun is looked into holster. Having your mind totally focused on what's going on, including holstering, and good trigger finger discipline avoids negligent discharges. Intentional discharges will be pointed at the target.
Yep, you have to go with what feels right for you. Strikers never felt quite right to me , even after carrying them for years, so I don't carry em any longer.Do as you feel comfortable. I started out with a hammer fired 380 and now carry a striker fired 9mm with a safety I only engage when holstering. Then the safety is disengaged. While others opinions are nice, in the end you are the one who has to decide for himself what you’re comfortable with.