What's more Important to you comfort? Or Your protection.
Meaning, will I accept failure and inability to protect so long as I'm comfortable?
That's like allowing my home to merely have the semblance of four walls and a roof, despite being untrue, though it looks stylish from curb-side.
Absolutely not. That's insane and defeats the primary goal.
Actually, like some others I don't feel it's an either-or proposition. It need not be. I won't ever be unprotected, or be incapable of defending. But that takes knowing one's goals, criteria, and then proper equipment selection. It takes time and diligence to find the "right" combination.
History has it that B. Franklin had some salient thoughts on the matter, more or less.
I ensure the two goals coexist. I select my equipment carefully. I choose clothing that accommodates my equipment selection and mode of carry. I acquire quality holster gear that allows for comfortable, reliable carry with my specific clothing and style. So far, at least, I have been able to accommodate most of the goals I set out to achieve, while carrying. Perhaps that's somewhat lucky. Well, good for me.
Unknown if everyone can end up making the decisions that result in achieving both these goals, and more. YMMV.
Better to have it and not need it than to need it and not have it.